The Government of Nagaland launched the 100 Days Ayushman Student Coverage Mission on May 12, 2026, aimed at providing comprehensive health insurance to all eligible students across the state. This initiative serves as a strategic extension of existing health frameworks to ensure that the younger population has seamless access to quality healthcare services. By integrating students into the national and state health insurance ecosystems, Nagaland moves a step closer to achieving universal health coverage.
Expanding Health Security for Nagaland’s Youth
The 100 Days Ayushman Student Coverage Mission is a dedicated drive to enroll the student community under two major insurance schemes: the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) and the Chief Minister’s Health Insurance Scheme (CMHIS). While these schemes have already covered a significant portion of the general population, this mission specifically targets students in educational institutions to bridge the gap in youth health coverage.
Led by the Nagaland Health Protection Society (NHPS), the mission emphasizes the importance of early health security. By ensuring that every eligible student possesses an Ayushman card, the government aims to reduce out-of-pocket expenditures for families during medical emergencies involving children and young adults.
Implementation and Methodology of the Mission
The mission is scheduled to run for 100 days, from May to August 2026. During this period, the state government will deploy specialized teams to conduct registration and card generation camps directly within educational campuses. This approach eliminates the need for students and parents to visit government offices, making the enrollment process more accessible and efficient.
| Aspect | Implementation Details |
|---|---|
| Nodal Agency | Nagaland Health Protection Society (NHPS) |
| Duration | 100 Days (May 12 to August 20, 2026) |
| Target Locations | Schools, colleges, and higher educational institutions |
| Primary Goal | Generation of Ayushman cards for all eligible students |
District administrations and the Department of School Education are collaborating closely with the NHPS to identify eligible beneficiaries and schedule the camps. To ensure high turnout and successful registration, the government is also launching awareness campaigns using local media and community leaders.
The Dual Pillar Model: AB-PMJAY and CMHIS
The student mission leverages two robust health insurance frameworks to provide universal coverage. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is the world’s largest health insurance scheme, launched in September 2018 by the Central Government. It provides a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization to over 12 crore poor and vulnerable families.
To complement the central scheme, the Nagaland government launched the Chief Minister’s Health Insurance Scheme (CMHIS) in October 2022. This state-level initiative aims to cover all citizens of Nagaland who are not already beneficiaries of AB-PMJAY, including government employees and the general public. Together, these schemes form the backbone of the state’s health protection strategy.
Analogy · The Safety Net Duo Expand analogy
Think of AB-PMJAY and CMHIS as a two-layered safety net. The first layer (AB-PMJAY) catches those who are most vulnerable across the country, while the second layer (CMHIS) ensures that any Nagaland citizen missed by the first net is still protected, leaving no one on the ground without support.
Significance for Nagaland’s Universal Health Goals
The launch of this mission is a major step toward Universal Health Coverage (UHC) in Nagaland. By focusing on students, the government is ensuring that health protection starts early, reducing the future burden of untreated medical conditions. This proactive approach helps in identifying health issues among the youth early on, which can lead to better long-term health outcomes for the state’s population.
Furthermore, the mission promotes digital health integration. Every Ayushman card generated is linked to the Ayushman Bharat Health Account (ABHA), which serves as a digital health locker. This allows students to maintain their medical records digitally, facilitating better continuity of care as they transition from school to higher education and eventually into the workforce. The initiative also strengthens the state’s healthcare infrastructure by creating a more robust database of insured citizens.
Key Takeaways
- The 100 Days Ayushman Student Coverage Mission was launched by the Nagaland government on May 12, 2026.
- The mission aims to enroll all eligible students under the AB-PMJAY and CMHIS health insurance schemes.
- The Nagaland Health Protection Society (NHPS) is the nodal agency responsible for implementing the 100-day drive.
- Ayushman Bharat PM-JAY was originally launched in September 2018 and provides a health cover of ₹5 lakh per family annually.
- The Chief Minister’s Health Insurance Scheme (CMHIS) was introduced in October 2022 to ensure universal health coverage for all Nagaland citizens.

